Terms of Use

By accessing or using the GFKC website, you agree to these Terms of Use and the related Disclaimer and Privacy Policy pages.

If you do not agree, do not use the site.

GFKC provides fraud-awareness education, pattern examples, jurisdiction context and practical orientation resources.

Content is intended to help readers understand risks and organize next-step thinking. It is not a substitute for advice from a licensed professional in your jurisdiction.

General website content does not constitute legal advice.

Any legal advice or representation, where available, is provided only by an independent qualified professional under that professional’s own responsibilities and engagement terms.

Browsing GFKC, submitting a contact message or using WhatsApp intake does not create an attorney-client relationship.

An attorney-client relationship begins only when separately confirmed by the relevant lawyer under applicable professional rules.

GFKC does not promise investigation results, refunds, chargebacks, asset recovery or any specific financial outcome.

Outcomes depend on evidence, timing, payment rails, banks, platforms, law enforcement, courts and other third parties outside GFKC’s control.

You are responsible for verifying official sources before acting, protecting sensitive credentials and complying with applicable laws in your jurisdiction.

You should not rely solely on educational summaries when making irreversible legal or financial decisions.

You may not use GFKC to harass, threaten, impersonate others, unlawfully access accounts, distribute malware or misrepresent GFKC materials as official government findings.

You may not scrape, misuse or republish site content in a way that suggests official authority, endorsement or partnership that does not exist.

Unless otherwise stated, GFKC site content, structure and branding are provided for personal informational use.

Do not copy or redistribute materials in a way that suggests official authority or endorsement without permission.

Links to third-party websites are provided for convenience and education. GFKC does not control and is not responsible for third-party content, availability or practices.

GFKC aims to keep educational material useful and current, but information may be incomplete, simplified or outdated.

The site may be unavailable from time to time for maintenance, hosting issues or other reasons.

To the fullest extent permitted by law, GFKC provides the website and content on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose and non-infringement.

GFKC does not warrant that content is error-free or that the site will be uninterrupted or secure.

To the fullest extent permitted by law, GFKC is not liable for decisions made solely on the basis of educational content, or for actions or omissions of independent lawyers, banks, platforms, regulators or other third parties.

Nothing on GFKC guarantees investigation, refunds, recovery or legal results.

To the extent permitted by applicable law, you agree to hold GFKC harmless from claims arising out of your misuse of the site, your violation of these terms or your unlawful use of information obtained from the site.

This clause is intended as a general allocation of responsibility for misuse. It does not ask you to waive non-waivable statutory rights.

GFKC may update these Terms of Use from time to time. The Effective Date and Last Updated fields reflect the current authored version in the site data layer.

Continued use after updates means you accept the revised terms where permitted by law.

The formal governing law, venue and operating-entity details for GFKC have not been finalized in this public educational release.

When an official operating entity is confirmed, these Terms will be updated to state the applicable governing law. Until then, this section is a placeholder and should not be read as selecting a specific jurisdiction.

Questions about these Terms may be sent through the Contact page and WhatsApp when a public number is configured.

GFKC does not invent a company name, registration number or postal address on this page.